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A surprisingly weak jobs report and a massive tech-stock sell-off causes many investors to sense that a recession is at hand. The pressure is building on the Fed to cut interest rates substantially. Crude oil, however, declines.

It's not really the lack of coverage that has the middle class losing sleep. It's an insurance system that covers too little, costs too much and leaves everyone afraid of falling through the cracks.

With a government report showing the weakest job gains since 2003, some analysts are calling out a bleak forecast. But the negative news may just be enough to force the Fed into action.

As a sole proprietor who works primarily online, every day I face a painful decision: work from home or go to a coffeehouse?

It's simply a matter of brain overload, says a University of Utah researcher, who found that distracted motorists are adding up to 10% to your commute time.

Momentum is good, but you'll limit your portfolio's potential if that's all you consider. The MSN CAPS community helps investors identify quality companies with positive inertia.

Dear FSB: What is a good, affordable way to provide my employees with health insurance coverage? (My business is an insurance company, but we sell auto insurance.) I have a total of three employees.

Questing for a new smartphone, FSB's Future Boy runs aground on the rocky shoals of big-company customer service from Palm and Verizon.

Dear FSB: How does one with limited funds go about moving an idea into the mainstream without risking it being stolen by a large entity with staff counsel and other lawyers capable of litigating the matter ad infinitum?

Only one will move into our next Strategy Lab round, but all five finalists in the Strategy Lab Open topped the market by a mile.

Inflation is rising and the economy is decelerating, but those problems don't add up to that nasty combination of stagnant growth and out-of-control price increases. Yet.

Investing isn't much fun these days. Everyone seems worried about something -- high oil prices, the credit crunch, bank failures, the rising foreclosure rate, consumer spending, political uncertainty, earnings growth, the risk of recession . . . the list goes on and on and on.

It'll be a year of stock upheavals, especially in banking, but with great bargains along the way. And if I'm wrong about prognostication No. 10, I'll eat this column on a live webcast.